Lending Protocol
as of 02/01/2025
Last updated
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as of 02/01/2025
Last updated
Was this helpful?
The Hatom Lending Protocol is a decentralized, non-custodial liquidity platform that allows users to participate as suppliers, borrowers, or liquidators. Suppliers benefit by providing liquidity to the market, earning interest on their crypto assets, while borrowers can obtain over-collateralized loans.
The platform supports a diverse range of assets for both deposit and borrowing. Each asset undergoes a thorough risk assessment process, ensuring the safety of both users and the protocol. This approach provides attractive yields and opportunities for users to leverage their assets.
In line with Hatom’s comprehensive risk management strategy, the protocol has implemented caps on low-liquidity tokens integrated into the Lending Protocol. These caps, which can only be adjusted through a governance process, fall into two categories:
Borrow Caps: These caps regulate the maximum amount of each asset that can be borrowed from the platform, effectively reducing the risk of insolvency and enhancing the overall security of the lending environment.
Supply Caps: These caps limit the total amount of a specific asset that can be supplied to the Lending Protocol, further safeguarding the ecosystem.
